The first date that an account became delinquent and has not since become current again.
This is the fee charged when you exceed the credit limit on a credit card, ranging from $10 to $50. Per the CARD Act, credit
Status on a credit report indicating that a debt has been fully paid off, not settled or reduced.
When the minimum required payment has not been made by the payment due date. After you make the minimum payment, your account is current and
A short statement that summarizes an account’s payment history during the last seven years. It may include previous delinquencies or derogatory conditions – for instance,
An interest rate applied to an account’s balance during each billing period. Credit cards typically have monthly periodic interest rates, which can be calculated by
Defined under Section 604 of the Fair Credit Reporting Act, it is a specific reason that an organization is legally permitted to view your consumer
Financing obtained directly from one person or a group of people. Also called peer-to-peer lending, it’s sometimes used as an alternative to bank financing for
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