An interest rate applied to an account’s balance during each billing period. Credit cards typically have monthly periodic interest rates, which can be calculated by dividing each card’s APR by 12. For example, a 21% APR results in a monthly periodic rate of 1.75%.
What Is A Bad Credit Score and How Can You Fix It?
Imagine wanting to buy your dream home, a new car, or get a credit card. But then, you find yourself