Using tradelines is an intelligent way to build a better credit standing quickly. Unfortunately, many purchasers are disappointed to learn that their tradelines didn’t post in their credit report update. The initial reaction is often to blame the service provider and fail to acknowledge the failure to take specific steps to have prevented a negative outcome.
In other words, it’s always a good time to look at some commonly overlooked areas that cause tradelines not to post. And, while we’re at it, let’s learn what steps to take to ensure the highest chances of getting tradelines to post as expected.
Spot Needed Credit Housekeeping Chores
As a potential buyer of tradelines, the first thing you need to do is some Spring Cleaning on your credit record. There is nothing significant to worry about here. You will just be making sure that routine credit bureau security measures do not unintentionally stall your efforts.
You want to make sure nothing prevents or slows down the credit bureau from posting your tradeline. For example, a forgotten account freeze for various reasons could stop the posting of any new information to your account.
Contact the credit bureaus and ask them to take all freezes and holds off of your account. Now is also an excellent time to get a copy of your credit report so you can check your credit history and look for any other issues that might stop a tradeline from posting.
For example, if you have ever had fraud alerts placed on your account, make sure to remove them before proceeding with purchasing tradelines. Take a proactive stance and take charge of your credit profile. Make sure you don’t let a small oversight stall your plans. Know going in that your odds of getting tradelines to post is excellent and getting better.
Pay Attention to Clerical Detail
Timing is critical when buying tradelines, and small details can derail your efforts. For example, if you maintain multiple residences or have recently moved, make sure that you know what information is on file with the credit bureaus. If you use your “official” address, but they still have your old one on file, it could stop your tradelines from posting. Check with them and update your records as necessary.
Additionally, make sure that you carefully proofread your information before submitting your order. It’s a good idea to print out a copy of the order and let a friend go over it to check for errors. Sometimes we see what we expect to see and overlook simple typos or errors, and a fresh set of eyes can spot what we miss.
Finally, avoid any shady practices involving sharing addresses or falsely indicating a shared residence with the primary account holder on the tradeline. Keep everything above board and ensure that all the information you submit on your order form matches your credit records exactly.
Focus on Finding a Quality Service Provider
Look for a tradelines service provider that will help guide you through the process. Again, experience is the best teacher, and we’ve found that an abundance of information helps beginners understand how to increase their odds of getting tradelines to post.
Service providers should limit the number of different banks they work with to protect their friendly negotiating status. A good relationship with quality banks increases your odds of tradelines posting since their clout goes a long way with the credit bureaus.
A good relationship with a handful of top-notch bankers typically leads to a high success rate with tradelines posting. So look for a service provider that is doing well since the prosperous ones have helped more people achieve what they wanted.
Seek Professional Guidance
You will find many options when it comes to purchasing tradelines. However, finding a great selection of quality tradelines can be challenging. In addition, it can be hard for beginners to tell if they are getting a good deal or not.
Most people looking for tradelines want two things: convenience and assurance. They need a convenient way to sort through all the great tradeline opportunities and find the right match. And, they want to know that they won’t be out any money if their tradeline doesn’t post for any reason.
We founded Coast Tradelines in 2010 to help fill those needs. Assisting people to improve their credit is our reason for being, so we naturally wanted to create a unique system for accomplishing this task.
We operate an easy-to-use online inventory that lets your purchase tradelines in real-time. And, if your tradeline doesn’t post, let us know, and we’ll give you a full refund.
The dedicated team at Coast Tradelines has worked to provide our clients with reliable, affordable tradelines. We serve more than 700 clients every month, and we partner with thousands of brokers to help people improve their credit.
Please consider seeing if what we have to offer will fit into your financial goals.