Join our
Cardholder Program

Monetize Your Good Credit

Coast Tradelines helps people improve their credit to qualify for car, home and business loans. That’s where you come in.

You authorize deserving individuals to share your good credit in return for a fair fee. It’s a win-win and it’s completely risk free.

How the Program Works

We add authorized users to your credit cards and you get cash. Our vetted and screened users cannot make charges on your card, and they can never learn your identity.

Every month:

We’ll e-mail you the names of users to add to your credit card(s).

You call your credit card company and add the authorized users.

When your credit history appears for our clients, we deposit your payment.

That’s it! One phone call a month and you get paid.

What’s the catch?

There isn’t one! Authorized users cannot ever add charges to your card. We protect your identity and information every step of the way. Get the details in our FAQ section.

Why should I join?

If you’re a person with good credit, this is an easy and risk-free way to earn side income. How much? Depending on your credit card’s credit limit, between $50 and $350 dollars per month, per card.

How to join?

Joining our cardholder program is completely free. Your credit cards must have at least 1 year of consistent payment history and a balance of less than 15% of its limit.

Some of the eligible bank (and many others) include:

Bank of America


Citi Bank


Sears by Citi