If you’re looking to raise your credit score, Coast Tradelines can help. We use a method called authorized user tradelines to give your credit profile a boost. It’s a legal and effective way to add positive credit history to your report.
We connect you with seasoned tradelines that match your goals. Once you’re added as an authorized user, the account’s history can appear on your credit report. This can improve your score by increasing your average age of credit and lowering your utilization.
Our process is easy to follow and our team is here to support you. Most clients see results within a few weeks. Whether you’re preparing for a loan or just want better credit, we’re here to make it happen.
Our credit is your credit
We partner with individuals with high limit credit cards to temporarily add you as an authorized users (AU) to their credit cards. Their card’s perfect payment history and high credit limit will post to your credit file, boosting your score. This means, their credit is now your credit.
Whether you or your family is looking to purchase a new home, finance a new car, or build a new business, our tradeline recommendation can boost your credit score can help you reach your financial goals.
How our tradelines work
See our inventory of credit cards and determine which ones would best benefit you (e.g. high credit limit, long payment history, or both).
After choosing your tradelines, you must make a deposit into our account. This will act as “store credit” which you can use once your deposit is confirmed.
Select your desired tradelines. We will then work on the backend with the credit cardholders to add you as an authorized user.
Check your credit score 8 days after the listed statement date. All the new credit information should be listed and you’ll be set with a boosted credit profile to reach your goals!
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I’ve been working with the Coast Tradeline Team who all do a amazing job, Joti K & all the Sales Managers who handles Business Accounts at Coast Tradelines.
I highly recommend people to use these guys numbers don’t like Google Don’t neither so do you homework and due diligence these guys Deliver Quality & Quantity Best of Both Worlds!
I recently worked with Coast Tradelines to rebuild my credit score and achieve my financial goals, and I couldn’t be more satisfied with the results. I struggles for years with bad credit left by my ex-wife, and mounting debt. That made it difficult for me to move on with my life. But, from the very beginning i know this place would truly help me. Their team was professional, knowledgeable, and genuinely committed to helping me succeed.
I’ve heard so many good things about Coast Tradelines, and after looking into their services, it’s easy to see why. They’re all about making the credit repair process as smooth and straightforward as possible. Their team is friendly, knowledgeable, and really takes the time to explain everything, so you never feel lost. If you’re looking to give your credit a boost, they’re a great choice. It’s not just about fixing numbers, it’s about creating real, lasting results.
After struggling with my credit for years, I decided to seek the help of Coast Tradelines and it was one of the best decisions I have ever made. Their team of experts provided me with personalized guidance and effective strategies to improve my credit score. Communication was clear and transparent at all times, and I was kept informed every step of the way. The result was a significant increase in my credit score, which has allowed me to access better credit options and take control of my financial future. If you are looking for a reliable and effective solution to improve your credit, don’t hesitate to consider Coast Tradelines. They are the best!
Coast Tradelines gave me guidance and a path out from under my financial stresses. The staff is friendly and helpful and always have your back. If you are needing a revamp of your finances I would definitely recommend giving them a shout. They work hard for you.
Here’s a sample of our tradelines for sale to give you an idea of our inventory and pricing.
Barclays
Credit Limit:
$40,000
Issuance Year:
2013
$780
Citi
Credit Limit:
$6,000
Issuance Year:
2014
$170
Chase
Credit Limit:
$16,500
Issuance Year:
2010
$400
Wells Fargo
Credit Limit:
$13,000
Issuance Year:
2015
$330
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Frequently Asked Questions
Yes, it is legal to buy authorized user tradelines when done through a reputable provider. Coast Tradelines is fully legitimate and has been offering tradeline services since 2010. This strategy allows you to be added to a well-managed credit account as an authorized user, helping improve your credit score by reflecting positive payment history and low utilization. While the practice is recognized by credit bureaus, it’s important to avoid unverified sellers to prevent fraud or legal issues.
Authorized user tradelines work by adding you to someone else’s credit account, typically a well-managed credit card. Once added, the account’s positive history such as on-time payments, credit utilization, and account age will appear on your credit report. This can help improve your credit score based on most scoring models.
When you purchase a tradeline, you are paying to become an authorized user. You are not legally responsible for the account’s debt and are not liable for any payments. However, you can still benefit from the primary account holder’s strong credit behavior.
Yes, authorized user tradelines can help you buy a house. Mortgage lenders place significant weight on your credit score when reviewing your application and setting your interest rate. By adding a tradeline with a strong payment history and low credit utilization, you can improve your score and strengthen your mortgage application.
Lenders use your credit score to evaluate your creditworthiness and assess the risk of lending to you. A higher score can increase your chances of approval and help you qualify for better loan terms. Adding authorized user tradelines is one way to enhance your credit profile before applying for a mortgage.
Yes, tradelines can help you buy a car. Just like with a mortgage, your credit score plays a key role in the auto loan approval process. Adding authorized user tradelines can improve your score by reflecting positive payment history and low credit utilization, which may lead to better financing options.
When you apply for a car loan, lenders evaluate your credit profile to determine the interest rate, loan amount, and repayment terms. A higher credit score signals responsible credit use and lowers the risk for lenders. Strengthening your credit with tradelines can improve your chances of getting approved and securing more favorable loan terms.
Yes, tradelines can help improve your credit score. When you become an authorized user, the credit reporting agencies will include the account’s positive payment history and low credit utilization on your report. This can boost your score by demonstrating responsible credit behavior and reducing your overall credit utilization ratio.
Credit utilization is one of the most important factors in your credit score. It measures how much credit you are using compared to your total available limit. Lower utilization suggests responsible usage. By adding tradelines with a strong history and low balances, you can benefit from the primary account holder’s positive habits. However, it’s important to ensure the tradeline remains in good standing, since any negative activity may also appear on your report.
Yes, you can buy tradelines to help improve your credit score. Some companies, like Coast Tradelines, specialize in offering seasoned authorized user tradelines with strong payment histories and low credit utilization. These accounts can help boost your score by reflecting responsible credit behavior on your report.
However, it’s important to be cautious. Not all tradeline providers are legitimate. Working with untrustworthy sellers can lead to fraud, legal issues, or harm to your credit. Always research carefully and choose a company with a strong reputation and verified customer reviews before purchasing authorized user tradelines.
There is no fixed limit to how many tradelines you can have on your credit report, but at Coast, we allow up to three tradelines per individual per month.
The right number depends on your credit goals and current credit profile. However, adding too many tradelines at once may raise red flags with lenders and could affect your credit score in unexpected ways.
Credit experts recommend focusing on quality instead of quantity. A mix of tradelines with long histories of on-time payments and low credit utilization can make a stronger impact on your score. It is also important to manage your credit responsibly by keeping balances low and paying bills on time, even if you only have a few tradelines.
The number of tradelines you should buy depends on your current credit situation and your financial goals. If you have a limited credit history or a low credit score, adding a few tradelines with strong payment histories can help build or improve your credit. It is important to review your credit report and identify areas that need improvement before deciding how many tradelines to add.
At Coast, we allow up to three tradelines per individual per month (all of our tradelines will stay posted for at least 60 days). We have found that it’s best to avoid purchasing too many tradelines at once. Adding several in a short period can raise concerns with lenders and may negatively affect your score. Credit experts suggest adding tradelines gradually and monitoring your credit utilization ratio. Focus on high-quality tradelines with low balances and a long record of on-time payments, since these tend to have the most positive impact.
The time it takes for tradelines to appear on your credit report can vary. In most cases, it takes anywhere from 8-10 days after the listed statement date, depending on the tradeline provider and the credit bureau’s reporting schedule.
After you purchase a tradeline, the provider contacts the credit card company or lender to add you as an authorized user. Once processed, the account information is updated and reported to the major credit bureaus. Reporting times depend on the lender’s reporting cycle and how quickly the bureaus update their records. Some providers may offer faster reporting options to help speed up the process.
There are several legitimate tradeline companies available to help improve your credit. One option is to work directly with a tradeline company or broker that offers a wide selection of tradelines to match different credit needs. When choosing a provider, it is important to do your research and make sure the company aligns with your credit goals. Look for companies that offer a large selection of seasoned tradelines, reasonable pricing, credit report analysis, and positive customer reviews. Other helpful features include transparent pricing, easy payment methods, excellent customer service, friendly support staff, and online account access.
Another option is to work with a credit repair company. These agencies often include tradeline services as part of their credit improvement programs. They can help you select the right tradelines based on your specific situation and goals, while also offering credit report analysis. Working with a credit repair agency can provide extra support and peace of mind as you go through the process of rebuilding your credit.
If you are interested in selling tradelines, there are a few reliable options to consider. One common approach is to work with a tradeline company or brokerage that specializes in connecting sellers with buyers. These companies serve as intermediaries, helping individuals with established credit accounts find people looking to be added as authorized users.
When selecting a tradeline brokerage, it is important to research their reputation, transparency, and customer reviews. Look for a company that offers a smooth process, clearly outlines any service fees, and provides straightforward guidance. You should also review their requirements for sellers, including credit stability and account age. A strong, well-maintained credit history is key, as accounts with long histories and clean payment records tend to be more valuable. Before moving forward, speak with the company’s customer service team to learn more about the process and make sure your credit profile meets their criteria.
The best tradelines to buy depend on your current credit profile and long-term financial goals. While cheap tradelines may seem appealing due to their lower cost, their effectiveness is not based on price alone. Strong tradelines typically have a long history of on-time payments, high credit limits, and low utilization rates. These factors are more important than cost when it comes to boosting your credit score.
More expensive tradelines often come from older accounts with excellent payment histories and higher credit limits. These tend to have a stronger impact and may help improve your credit faster. When choosing tradelines, consider how they fit into your overall credit strategy. Investing in high-quality tradelines can give you better access to favorable credit terms and support long-term financial health. The best tradelines are those that strengthen your credit profile and support your future borrowing goals.
Tradelines play an important role in improving a poor credit score and strengthening your overall credit profile. They directly influence your creditworthiness and are a key factor in many credit applications. Adding tradelines to your personal or business credit report can help you establish a history of responsible credit use, which is essential for long-term financial health.
Buying tradelines can also improve your credit utilization ratio, one of the major components of your credit score. A lower utilization ratio shows lenders that you are managing credit responsibly. In addition, tradelines can help diversify your credit mix by adding different types of accounts to your report. Lenders often look for a healthy combination of credit cards, loans, and other accounts. By adding high-quality tradelines, you can show that you are capable of managing multiple forms of credit effectively.
You can purchase tradelines for a variety of reasons, but their main purpose is to help improve your credit score. Many people use tradelines to enhance their creditworthiness and present a stronger credit profile when applying for loans, credit cards, or other forms of financing.
Tradelines can also support specific financial goals beyond just raising your score. They are often used as part of credit repair strategies, especially for individuals with negative marks on their credit reports. By adding tradelines with positive payment history and low credit utilization, you may be able to offset some of the damage from past credit issues and improve your chances of loan approval or better terms.
Buying tradelines to boost your credit score involves a few simple but important steps. Following the right process can help ensure the tradeline has a positive impact on your credit profile.
The first step is to find a reputable tradeline company that offers clear details about each account, including age, credit limit, and payment history. Choose tradelines that match your credit needs and will improve key areas like utilization and account age. After selecting your tradelines, the company will add you as an authorized user, and the account should appear on your credit report within one billing cycle. Timing is important, so be sure to coordinate with the provider to make sure the tradeline posts when needed. Once added, regularly monitor your credit report to confirm the tradeline appears and is reporting correctly. If it does not show up, reach out to the company for updates.
Buying tradelines can give your credit score a temporary boost by adding a positive account to your report. This can help when applying for loans or better interest rates, but the results are often short-term and not guaranteed. High-quality tradelines can be expensive, and their impact varies depending on your credit profile and lender requirements. For long-term improvement, it’s best to also focus on paying bills on time, keeping balances low, and reviewing your credit report regularly.
Buying tradelines can be a way to improve your credit score. Selling tradelines can be a way to make some extra income. When you sell a tradeline, you are allowing someone else to become an authorized user on your credit card account. User tradelines for sale can help boost their credit score. In return, you can earn a fee from the individual purchasing the tradeline.
It is crucial to approach this practice with caution. You also have to understand the risks involved. You must follow the terms and conditions your credit card issuer sets. A positive credit history allows you to use your credit card account. Selling seasoned tradelines is a good passive income. It can help you achieve your financial goals sooner. High-quality tradelines cost more than newly opened primary tradelines.
To get started with purchasing tradelines, begin by reviewing your credit report and understanding your current score. This helps you determine whether a tradeline could help you reach your financial goals. Tradelines can improve your credit profile by adding positive account history, but they work best when chosen strategically based on your credit needs.
Next, find a reputable tradeline provider. Look for companies with transparent pricing and a good track record. When selecting a tradeline, consider factors like the account’s age and credit limit, which can affect how much your credit improves. Once you make a purchase, the provider works with the account holder to add you as an authorized user. Be sure to monitor your credit score afterward to evaluate the results.
Choosing a good tradeline company starts with evaluating key account features that can positively influence your credit score. Look for tradelines with a long history of on-time payments, high credit limits, and no late payments. These factors can help lower your credit utilization ratio and improve how lenders view your creditworthiness. It is also essential to confirm that the tradeline regularly reports to all major credit bureaus so the benefits show up on your credit report.
Before purchasing, make sure the account is active and in good standing. Choose tradelines that align with your specific credit goals. Older accounts with higher limits are often best if you are looking for a quick score increase. Matching the tradeline to your financial situation gives you the best chance of improving your credit and reaching your financial objectives.
Tradelines remain on your personal credit report for a certain period of time. The timeline depends on the credit reporting policies of the credit reporting agency.
On average, a tradeline can remain on your credit report for 7 to 10 years from when you opened or closed it. It also depends on the type of account. It is vital to note, though, that the impact of a tradeline on your score may diminish as it gets older.
However, in regards to renting a tradelines, the length of time a tradeline remains in your credit profile also depends on the agreement between you and the primary tradeline holder. You can rent a tradeline for a period ranging from a couple months to a couple of years. Once the agreement ends, the primary cardholder may remove you as an authorized user. When this happens, the tradeline will most likey fall off of your report. Thus, it is crucial to ensure you only buy tradelines based on how they may affect your credit situation.
On that note, at Coast, our tradelines will stay posted for at least 60 days. This is the minimum length of time our cardholders have agreed to keep all authorized users on their accounts.
Tradeline costs vary depending on several key factors, including the age of the account, its credit limit, and the payment history of the primary account holder. Tradelines from accounts with long histories and high credit limits tend to be more expensive because they can have a stronger impact on your credit score. For example, high-limit business credit card tradelines can range from a few hundred to several thousand dollars. The higher cost reflects the value they offer in improving your credit profile.
Seasoned tradelines, which have a perfect payment history and have been open for many years, are especially valuable for those looking to boost their credit score quickly. These tradelines can help you qualify for auto loans, mortgages, and credit cards with better terms. When considering tradeline options, it is important to align the cost with your financial goals. Focus on the potential return a tradeline may offer as part of your broader credit improvement strategy.
Yes, selling tradelines is legal. There are no federal laws that prohibit the practice, and many companies operate legitimate businesses by offering authorized user tradelines to individuals looking to improve their credit. This method allows people to benefit from being added to established accounts with strong payment histories, which can help boost their credit scores.
While credit bureaus and lenders may have guidelines to ensure credit reports remain accurate, selling tradelines remains a widely used credit-building strategy. When done responsibly through reputable providers, it can be a helpful tool for individuals aiming to strengthen their credit profile and achieve financial goals like qualifying for loans, better interest rates, or credit card approvals.
Coast Tradelines is a trusted leader in the tradeline industry, known for delivering effective tradeline packages that help clients achieve better credit and long-term financial success. With deep industry experience and a strong understanding of the credit system, we offer personalized tradeline options that match your specific credit goals. Our streamlined process makes it easy to browse, select, and purchase tradelines with confidence. Backed by positive customer reviews and a reputation for reliable service, Coast Tradelines is committed to helping individuals improve their credit profiles through expert guidance, high-quality tradelines, and proven results. Contact us today for personalized support or a professional tradeline consultation.
We accept Experian, FreeCreditReport.com, IdentityIQ, and Smart Credit.
We do require that you set-up your credit monitoring before adding tradelines and ensuring that each bureau has at least one inquiry per bureau. Additionally, please note that tradelines will not post when fraud alerts are present and so all fraud alerts must be removed before adding tradelines.
Yes! Our staff would be happy to learn more about your current situation and your current goals and offer advice regarding which tradelines will have the biggest impact within your budget.
We are available by phone, text or live chat. Prefer to schedule a conversation in advance? Schedule a tradeline consultation here.
In our experience, most tradelines have challenges posting to Equifax.
Though all tradelines have the potential to post to all three bureaus, only the following have consistently posted to all three: BoA, PNC, Cabelas, and Regions.
Yes, just shoot us an email within one week of the posting window and we’ll walk you through the next steps.
We guarantee that the tradeline will post with:
Depending on which bank’s card you bought, posting to only 1-2 bureaus that will entitle you to a partial refund.
More information about posting can be found here.
