Wage Assignment

When a creditor must collect debt from a person’s wages. This is commonly known as a wage garnishment and must be put forth by a

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Balance Transfer

Transferring the balance on one credit card to another credit card. It’s common to receive special offers to transfer your balance to a different credit

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Empirica Score

Based on a person’s FICO score, an empirica score is a score provided by TransUnion to lenders. Lenders use this score to evaluate a borrower’s

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Personal Statement

An explanation that you request to be added to your credit report. It’s commonly used to clarify or dispute negative information. Anyone viewing your report

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