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Describes a judgment that has been discarded or rendered void.
Recurring monthly expenses that fluctuate in amount due. Examples include credit card payments, food and utilities.
This is a percentage rate that may change over time depending on the lending rate of the creditor and the terms of the agreement made.
This is initiated by the consumer to verify the data in their credit report. A verification looks into their file to make sure that all
When a person has been the victim of identity theft, this can be attached to their credit report. This alerts creditors that the individual must
A voluntary bankruptcy is any bankruptcy that a consumer decides to file on his own.
When a creditor must collect debt from a person’s wages. This is commonly known as a wage garnishment and must be put forth by a
When a person changes their decision to declare bankruptcy after the paperwork has been filed.
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