Bankruptcy Code

Conditions and procedures put forth by the federal government to help bring relief to those who find themselves unable to pay their debts.

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Beacon Score

Determined by an extensive and complex algorithm, these are credit scores that provide lenders with insight on whether a person is worthy to receive credit.

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Credit capacity refers to the amount of credit a person is able to handle. To find a person’s capacity, their income is considered as well

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Cash Advance

When an amount is collected from a creditor to receive cash. It generally requires the payment of an increased interest rate.

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Cash Advance Fee

A fee charged for taking out cash from a creditor. This is usually an increased amount compared to the general interest rate for the credit

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