Lien
A legally binding document that is offered as security for payment of a loan. It may be placed against a borrower for failing to pay
A legally binding document that is offered as security for payment of a loan. It may be placed against a borrower for failing to pay
This refers to the total amount that you can borrow with a credit card or the maximum amount of credit granted by a lender.
A fee, usually expressed in points, that a lender charges for underwriting a loan. Each point is equal to a percentage of the original loan
A creditor’s charge to cover loan application process and related documentation.
This is the ratio of the amount of a home price financed by a loan to the price of a home.
This refers to a mortgage or any loan that has lower income and asset verification requirements than standard loans. Often intended for self-employed borrowers, entrepreneurs
An informal expression referring to a credit card or account on which all available credit has been used up. Spending up to the maximum limit
This credit reports shows your information from Experian, Equifax and TransUnion side-by-side to help you compare data. Also known as a 3-in-1 Credit Report.
The minimum payment that credit card requires a debtor to pay towards a debt each month. If minimum payments are not paid the credit card
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