Finance Charge
This is the interest amount. The monthly payment total often includes finance charges.
This is the interest amount. The monthly payment total often includes finance charges.
The date when the account holder first reports the status of the account.
Any bill that remains consistent each month instead of changing month after month. Examples include car payments, rent and mortgage payments.
An annual percentage rate for a credit card or mortgage that does not change.
An option in financing that allows the borrower to keep on constant interest rate and payment for a portion of the loan. Generally, this is
When a mortgagor fails to make payments on their mortgage, foreclosure is the action of taking possession of the property by the financial institution that
When a person may be the victim of identity theft, they can alert the credit bureaus to let them know that their account needs to
This is also known as “mortgage-to-income ratio” and it indicates what portion of a person’s income in used to pay their mortgage payments. To calculate
The legal right of a lender to seize assets such as wages to compensate for an unpaid debt.
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