Glossary

This is when a judge rules against allowing a debtor to go forward with a bankruptcy.

When a person finds an error on their credit report, they can file a dispute. The item on the report is the investigated fully and

When a couple decides to get a divorce, a court order is granted that outlines the dispersion of the debt that the couple has and

This is a method used by credit card companies that allows the company to calculate interest charges for a particular billing period. It takes into

The date when you must make a credit card payment. If you pay past this date, you will be considered past due.

The entity that receives the report for decision making purposes that meet the permissible FCRA purpose requirements.

A federal law that protect borrows from discrimination against marital status, race, color, sex, age, religion, and other personal factors.

This Atlanta-based credit agency is one of three national credit reporting bureaus, the others being Experian and TransUnion.

The difference between the home’s fair market value and the balance of the loan on the home. This is the market value of the home