If you’re looking for a way to make easy money in the next five years, sell tradelines! It’s an industry that is still growing and will only continue to grow as more people need credit. You can sell your own tradelines or buy them from other lenders who are looking to sell theirs. To sell your tradelines, you’ll need a good credit score and limit, and your card must be at least two years old. Keep reading the below sections to know more about how you can make easy money by selling tradelines!
But, before we start talking about ways to make money by selling tradelines, let us talk about some of the basics you need to know about the tradeline industry.
What are tradelines?
In the credit industry, tradeline is a term, used to refer to any credit account. It refers to credit accounts that are listed on your credit report. Credit reports are prepared by credit reporting agencies. They serve as a guide for lenders in determining your creditworthiness.
However, in the tradeline industry, the term refers to authorized users (AU) of someone else’s credit card account. Anyone with a credit card can add a tradeline. While tradelines do not have access to the account, they benefit a lot from it — especially if the primary cardholder has a very positive credit history.
How does a tradeline work?
Any credit repair company can only do so much. Sure, they can work things out to restore or correct a poor credit score with credit bureaus. But, there are cases wherein the best solution is to buy tradelines. The main purpose of tradelines is to help increase low credit scores. When you buy a tradeline, the credit history of the primary account holder appears on your credit profile as well. Thus, making a difference. Buying tradelines with good credit history can help rebuild credit scores, making it easier to get loan approvals.
Is selling tradelines legal in the USA?
Selling tradelines in the United States is legal. In fact, the law allows you to add an authorized user to your account anytime you want. It is important to know that adding authorized users will not affect your credit record at all. They cannot spend any money on your account as well. Credit card companies reserve the sole right to you as the primary cardholder. They send the AU card to the primary account holder’s address and the AU won’t have any access to your credit card statement or any information about you and your account.
How does selling tradelines affect your credit score?
Having a high credit score makes life so much easier. It’s easier to get loan approvals. No wonder why many people these days are into buying tradelines. Tradelines for sale are designed to help improve low credit scores or poor credit profiles. But, as a tradeline seller, does it affect your own credit score?
Tradeline buyers never get access to your credit card. Thus, it should never affect your credit score. But, if you have plans of applying for a mortgage or business loan, we recommend not to get into selling tradelines. Credit card shut is done by banks when there are too many authorized users. It can affect your credit score as your credit will decrease and essentially, your credit utilization rate will increase. While the risk of a credit card being closed is minimal, it’s better to be on the safe side. Wait until you’ve secured the loan before selling tradelines.
Does selling tradelines earn you rewards from credit card companies?
Authorized users of your card do not get any access to your credit card. Having said that, they won’t be able to make purchases using your card. Selling tradelines won’t make you earn any credit card rewards at all. If you come to think of it, that’s totally fine. It spares you from any trouble like unauthorized purchases.
What are things to consider when selling tradelines?
There are certain factors to consider when getting into selling tradelines. These factors play a key role in how much you can make from selling tradelines. It is also crucial to your success in the tradeline industry. These factors include:
1. Issuing Credit Card Company
Which credit card provider is an important factor that people consider when buying tradelines. The choices vary, though, as bank policies change. In most cases, people prefer big and well-known banks like Chase Bank, Barclays, and Bank of America.
2. Age of the Credit Card Account
Age is one of the most important factors that potential authorized users look into when buying tradelines. The older the credit card account is, the better. If you want to earn a significant amount selling tradelines, your card must at least be 10 years old or more.
3. Credit Score
The primary reason why selling authorized user tradelines is trending is that people want an improved credit report. That is to help them earn higher credit scores. In most cases, you can only sell tradelines with credit scores of 700 or higher. Essentially, having a high score means you have a great credit history, which is what any tradeline buyer needs.
4. High Credit Limit
If you want to make big as a seller, you should have at least a $20,000 credit line. Having a higher credit limit lets you earn more if you’re in the tradeline industry.
How much can you earn selling tradelines?
Credit card holders can make real money selling tradelines. It can be a great source of passive income for you. By selling tradelines, you get to earn. At the same time, with your positive credit history, you get to help someone with a bad credit score improve his or her credit record.
The extra money you earn from selling tradelines vary. You can earn somewhere between $125 to $300 per credit card tradeline or for each authorized user. How much you earn depends on factors like the age of your credit card and the credit limit. The older your credit card is, the more you can earn. Of course, a card from major banks is a plus, too. We at Coast Tradelines offer one of the best prices for both sellers and buyers. Contact us anytime so we can discuss the rate further. Rest assured this one’s a good source of extra income.
How and when are you paid for selling tradelines?
Most companies pay sellers once the deal has concluded. Once done, you can remove the authorized user from your account. In most cases, this happens two months after adding them.
As an account holder, it is important to know that every broker has its own policy. In our case, Coast Tradelines notifies you once you’ve earned a commission. Receiving such a notification means you can already remove the authorized user from your credit card. We make payments via direct deposit or check. Payments are sent within three to four working days.
How to sell tradelines easily?
If you want to earn money from selling tradelines, you need to know how it actually works. Knowing and understanding the business and the industry is key to being successful in this business. You can start to sell authorized tradelines by following these simple steps:
Step 1: Do research and select a tradeline broker.
The tradeline industry is growing. In fact, you will find several tradeline companies out there to choose from. But, each is different from the other. Some may be illegal, while others are doing business the right way. Coast Tradelines is a legit tradeline broker with years of experience in the tradeline industry. Our services are geared towards serving your best interests.
Step 2: Choose which credit card/s are you selling tradelines on.
As mentioned earlier, there are several factors to consider when selling tradelines. Long-standing credit card, high credit limits, and the credit card issuer are major deal-breakers. If you want to maximize your earning, select the credit card with any or have all of these factors.
Step 3: Negotiate your price.
Every tradeline comes with a price. Generally, older credit card accounts sell more. Having a perfect credit history is can also be your ticket to making more money from selling tradelines. It’s easier to agree on a price point when you have a great credit record.
Step 4: Set up an account.
Once you have agreed on the price, it’s time to set up your account. Every tradeline company has its own requirements. But, one thing’s for sure, the process is easy you can finish it in just a few minutes!
Step 5: Start earning! Add the new authorized user to your credit card account.
Usually, tradeline brokers would email you once there’s a potential authorized user. The email will also contain the next steps of the process leading to the next step. Only the primary cardholder is allowed to add the new authorized user to his or her credit card account. Once you receive a notification from your broker, you should immediately add the authorized user to your account.
Step 6: Remove the authorized user from your account.
Once the deal is finished, you can already remove the user from your credit card account. Typically, this happens two months after adding them to your account.
Onboarding Authorized Users
Adding authorized users is a straightforward process. But, it’s vital to note that it requires attention to detail. This is to ensure everything goes smoothly. Here’s how you can onboard authorized users to your credit account as part of selling tradelines.
Understand the Requirements
Before you begin, make sure you understand the specific requirements of the tradeline company you’re working with. Each company has its own guidelines for adding authorized users. It includes how long they should remain on your account and if there are any other conditions needed. Being informed will help you manage expectations and avoid potential pitfalls.
Communicate with Your Broker
Once your tradeline broker identifies a potential authorized user, they will reach out via email or phone. This communication will include the user’s necessary details. It includes their name and their Social Security number. You will need to add them to your account. Maintain open lines of communication with your broker to ensure you stay updated about every step of the process.
Add the Authorized User Immediately
Time is of the essence in the tradeline business. Buyers are often looking for quick improvements to their credit scores. As soon as you receive the requisite information, add the authorized user to your credit card account. This requires either a quick call to your credit card issuer or a few clicks on their online portal.
Be sure to follow the specific instructions from your credit card company. Procedures may vary between issuers. Acting fast makes the process smoother. It also enhances your reputation as a reliable provider among brokers and buyers.
Verify User Addition
Once you finish adding the authorized user, verify if you added them successfully. You may do so by checking your account details online. You may also confirm with your credit card issuer’s customer service. Accurate verification ensures that both your broker and the buyer are happy. This aspect is crucial for maintaining trust and integrity in the business.
Monitor the Account
Keep an eye on your credit card account activity to ensure everything is proceeding as expected. Monitoring will help identify any unexpected charges or changes that may occur. It will also ensure that the authorized user benefits right from your credit history. Regular checks help maintain the health of your account and facilitate prompt resolution of any discrepancies.
Finding a Reputable Tradeline Company
When trying to improve your credit score, working with a reputable tradeline company can be a smart move. Tradelines are records of credit accounts on your credit report. They can help increase your average credit age and boost your score. But not all tradeline companies are equal. Here’s how to make sure you’re choosing the right one.
Researching Company Backgrounds
Take time to research company backgrounds before signing up. Look for how long the company has been in business. Check who runs it and whether it complies with legal and financial regulations. A legitimate company outlines its terms of service. As due diligence, you must review those terms. It will help you understand what you’re agreeing to. It’ll help you understand its relation to credit boosters, credit card terms, and what kind of credit check. If the company is vague about these aspects, consider it a red flag.
Ensuring the Quality of Tradelines
Not all tradelines are beneficial. The quality of tradelines matters when it comes to improving your credit. Look at the average credit age of the tradelines. Older accounts with long-standing positive histories will have a greater impact than newer ones. Also, it’s vital to ensure that the tradelines come from accounts where the seller is the primary cardholder of credit cards. Being added as an authorized user to a card with a strong credit history can help. But, it’s crucial to not that it only works if the account is well-managed. It also must have a good payment history.
Evaluating Reviews and Testimonials
Customer feedback is another vital area to consider. Dive into reviews and testimonials from real clients. Pay attention to whether people are discussing tangible results and improvements to their credit. Watch out for vague or glowing reviews. Instead, focus on feedback that mentions specific experiences with actual credit cards. Also look into feedbacks on changes in credit experience and how it impacted their credit future. Independent review sites or forums on credit repair can also offer unfiltered insights into a company’s reputation.
Where to sell tradelines?
The best and easiest way to sell tradelines is through a tradeline brokerage. There are many tradeline companies out there that specialize in selling and buying tradelines. Coast Tradelines is one of the many choices. But, what sets us apart is our commitment to providing the best tradeline services for both buyers and sellers.
What is Coast Tradelines?
Coast Tradelines is a tradeline company based in the United States. We are in the business of buying and selling tradelines. Our company has been in the tradeline industry for years. Since we started, our clientele has grown and we have become a well-trusted tradeline company. As a tradeline supply company, we offer a wide selection of tradelines for sale to choose from. At the same time, offer great opportunities for tradeline sellers. Contact us today to know more about the opportunities that await tradeline sellers like you.
Why Choose Coast Tradelines?
We can run down a list of reasons why you should choose us at Coast Tradelines. But, let us focus on the major ones, which include the following:
Reputable Broker
We have established a good reputation in the tradeline industry. We are known for being an excellent platform where people with low credit profiles can buy tradelines from. At the same time, providing a space for excellent cardholders to sell tradelines and make money from them.
Industry Leader
We are very innovative. We understand that the industry is growing over the past years and competition is high. That is why we work very hard every single day to always think of ways we can do better in this business. More so, to always start a trend rather than following.
Legitimate Company
Unfortunately, there are many scammers out there. They make money from providing poor to non-existent services. We at Coast Tradelines are a hundred percent legit company that provides real products and services.
Seasoned Tradelines
We have an array of seasoned tradelines to choose from. Obviously, we have rooms for seasoned tradeline sellers. With us, you can earn a good amount of extra income by selling tradelines.
Final Thoughts
Selling tradelines is a great way to earn passive income this 2025. For as long as you have an excellent credit record, a high credit score, and you are paying off debts as you should, you will earn big from this side gig. It’s easy to sell them. All you need is a reliable and trustworthy tradeline broker. When it comes to that, Coast Tradelines won’t disappoint. We, after all, have years of experience in the tradeline industry. We have earned a good reputation and provide a great customer experience for tradeline buyers and sellers alike. If you want to know more about our services, call us anytime during business hours.
