Glossary

A report that displays your credit data from TransUnion, Equifax and Experian in a side-by-format. This merged credit report lets you compare your information from

An amount earned, but not collected, on a loan or bond. Accrued interest accumulates from the issue date of a loan or when a bond

An indication on your credit report information that there may have been other names used rather than the name that is listed. This could be

Repaying debts over a period of time with scheduled payments set up for the life of a loan.

An amount charged per year, generally used by credit card companies, to have the credit card.

This is the rate charged or earned in an investment. This is a percentage of the actual cost per year of the funds.

A free credit report website that is authorized by the federal law to best be able to allow you to monitor your credit.

This is a fee associated with submitting your application to receive a loan. They generally cannot be refunded.

This is used to evaluate financial, social, and demographic data to determine risk in originating a loan. Application scoring is similar to credit scoring, but