Credit Repair vs. Adding Tradelines: What’s the Difference?
If your credit score is lower than you would like, you’re probably looking for ways to raise it. Since your credit score has significant influence on your borrowing power, it’s worth the effort you put into improving it. Whether you report is marred by collections accounts or you’ve had a history of late payments, there […]
Ask the Credit Experts: Can Authorized User Tradelines Help You Build Credit?
It’s no secret that you should start building credit while you’re young so you have more borrowing power when you’re older. It’s practically impossible to purchase a car or a house without sufficient credit history. So unless you plan to pay cash for all your large purchases, building credit is imperative. However, new laws have […]
Are Tradelines Ethical?
Selling and buying tradelines is a good way to boost your own credit. However, over the years, many economists have raised the question, “Are tradelines ethical?” The main issue raised with tradelines is that people believe they are an artificial method of boosting credit scores and that they give people the ability to access a […]
Are Inquiries Really Harming Your Credit?
We check things all the time. We check our cell phones for text messages, access our email all day long and look at our bank account to make sure there’s enough cash for that trip to Hawaii. You can view your credit report, too, but if you do that you can put your credit at […]
5 Questions Every Authorized User Should Ask When Buying Tradelines
No financial investment or decision should be made without a fair bit of consideration on your part first. If you are thinking of becoming an authorized user of a tradeline as a way of boosting your credit score, then you need to answer some questions first so that the process works in your favor and […]
10 Basic DIY Tips for Credit Repair
When you’re young and have a poor credit history, it may not seem like a big deal. As you grow older, however, you become more reliant on credit to make big changes. A credit score decides not just your ability to buy a car or home, but even to move out on your own and […]
