How Do Credit Scoring Systems Consider Authorized User Tradelines?

Many consumers are perplexed as to how tradelines can assist them with their credit scores. These scores tend to be a bit mysterious as there are numerous paths to attaining both poor and good credit. There is not just a single answer, and in many cases, the best course of action for a consumer is […]
Here’s Why Age Is the Most Important Factor When Buying Tradelines

You probably already know that not all tradelines are created equal. Some companies sell cheap and shady lines that offer few benefits if any. Other companies sell high-quality tradelines that cost more money. Even these reputable companies often have different prices for various tradelines. That superior factor that affects pricing is the age. The Importance […]
Credit Repair vs. Adding Tradelines: What’s the Difference?

If your credit score is lower than you would like, you’re probably looking for ways to raise it. Since your credit score has significant influence on your borrowing power, it’s worth the effort you put into improving it. Whether you report is marred by collections accounts or you’ve had a history of late payments, there […]
Ask the Credit Experts: Can Authorized User Tradelines Help You Build Credit?

It’s no secret that you should start building credit while you’re young so you have more borrowing power when you’re older. It’s practically impossible to purchase a car or a house without sufficient credit history. So unless you plan to pay cash for all your large purchases, building credit is imperative. However, new laws have […]
Are Tradelines Ethical?

Selling and buying tradelines is a good way to boost your own credit. However, over the years, many economists have raised the question, “Are tradelines ethical?” The main issue raised with tradelines is that people believe they are an artificial method of boosting credit scores and that they give people the ability to access a […]
Are Inquiries Really Harming Your Credit?

We check things all the time. We check our cell phones for text messages, access our email all day long and look at our bank account to make sure there’s enough cash for that trip to Hawaii. You can view your credit report, too, but if you do that you can put your credit at […]