What Are the Pros and Cons of a Credit Builder Loan?
Interested in learning how a credit builder loan can help improve your credit score if you’ve lost your job or household income? If you are not yet familiar with credit builder loans, you’re not alone. Here’s a brief guide that the finance team at Coast Tradelines put together to help you understand why they’ve become […]
How Is the VantageScore Different From the FICO Score?
Over the last decade, a popular alternative for determining consumers’ creditworthiness has gained favor with lenders and credit providers. Known as the VantageScore, it’s the result of the three major credit reporting bureaus having decided to create their own proprietary model to provide organizations with another option to the FICO score. Although a growing number […]
The Fascinating Story of How Our Credit Bureaus Came To Be
Three main credit bureaus prepare the credit reports of American citizens, residents and workers. However, what we know as credit bureaus today actually began as small organizations in the 1700s. The modern-day credit bureau model represents an improvement on the old way of credit reporting, which included unethical ways of collecting and sharing people’s personal […]
The Truth About Inquiries: How Much Do They Hurt Your Credit Score
In this age of technological advances, identity theft and account hacking, it’s more important than ever for people to monitor their credit scores. Banks, businesses, employers, and credit card companies are just some of the other interests that may make inquiries into a person’s credit worthiness. Some credit score inquiries affect your overall credit score, […]
4 Techniques for Improving Your Credit Score Quickly
There are hacks for everything in life, including improving your credit score. If you are struggling to find the financing you need to purchase a home, car or other expensive item because of your low credit score, there is hope! At Coast Tradelines, we have the hacks you need to improve your credit score fast. […]
A Complete Guide To Collections Accounts
If you are like most people, you’ve had a bill or two go unpaid. Maybe you suffered a job loss and couldn’t make your monthly credit card payments. Perhaps a utility bill went unnoticed when you had a lot going on or it got lost in the mail when you moved. Regardless of why the […]
