Keeping Credit Good For the Holidays After
The holidays are a time for joy and family. However, the prospect of purchasing gifts for your family, friends, neighbors, and coworkers is rightfully stress-inducing, especially for those struggling to improve their credit scores. Still, there is a way to tackle both things at the same time: buying presents for loved ones and keeping your […]
Getting Tradelines To Post
Using tradelines is an intelligent way to build a better credit standing quickly. Unfortunately, many purchasers are disappointed to learn that their tradelines didn’t post in their credit report update. The initial reaction is often to blame the service provider and fail to acknowledge the failure to take specific steps to have prevented a negative […]
Credit Score Rehab for Ex-Wells Fargo Clients
When Wells Fargo announced earlier this year that it was ending all its consumer credit line offerings, the financial world was shocked. Not only did the move include the cancellation of all existing credit lines rather than grandfathering in support for them, it happened with very little prelude and took effect quickly. The result was […]
How to File a Credit Dispute
You should always make sure there are no errors in your credit report. Unfortunately, you may find errors or negative items on your credit report now and then, but you can go through the credit dispute process to get them removed. If you have negative items or errors on your report, here are some of […]
How Often Does Your Credit Score Change?
If you’re in the process of buying a home, leasing a car, or even trying to rent a one-bedroom apartment, your lender or landlord may inform you that your credit score will be checked as part of the approval process. You may keep up with every credit score change, or you might not have a […]
Credit Scores Can Make or Break Your Life
Just like you must save for retirement and put away money from each paycheck, you should check your credit regularly. Credit scores are an essential component of your overall financial health and can significantly impact all aspects of your life. Whether or not you agree with the logic, having a high score demonstrates to lenders, […]
