Benefits of Boosting Your Credit Score by 100 Points
What are 100 points when it comes to your credit score? After all, the rating scales go up to 850, so it isn’t a huge amount, right? Wrong! When you have a low personal credit score, that 100 point credit score gap can seem so much bigger. In some cases, it is a difference of […]
What You Should Know About Credit Cards
When used responsibly, credit cards are one of the most important tools for financial stability. You can use credit cards to get cash back on everyday purchases or to score travel miles for a vacation. If your bills and paycheck don’t line up well, credit cards also help ensure you stay on top of payments. […]
8 Credit Score Myths vs. the Facts You’ll Need To Know
Your credit score can say a lot about your spending history, whether you can be counted on to make payments, and let lenders know that you have built solid credit over a long time. Myths about credit scores abound on the internet and in real life: How do you know what’s true and what’s not, […]
Can You Add Too Many Tradelines?
Yes. When used correctly, purchased tradelines may boost your credit score. This is helpful when you’re right on the edge of being eligible for a needed loan. Naturally, people who are looking to make a significant impact on their credit score may think that if buying one tradeline is good, then buying several will be […]
Good Credit Scores Impact More Than Securing Loans
Lenders view credit scores as an indicator as to how worthy of credit a specific individual is. High credit scores mean the person holding it has had few issues with previous loans or lines of credit. On the other hand, low credit scores are often caused by a lack of credit history or an inability […]
How To See Your Credit Score for Free
The first step of improving your credit score is reviewing it to see how far you are from your final goal. Some companies may charge you for accessing your credit score. The good news is that we can learn how to see our credit score for free. There are many platforms that make this possible. […]
