Credit Score Glitch – Why It’s Important to Keep an Eye on Your Credit
Your credit scores affect everything from your purchase power to the affordability of your loans. If you have less than stellar credit, you may not qualify for loans for large purchases or, if you do, those loans may come at a high price. For these reasons, you may work hard to keep your credit in […]
What’s in a Three-Digit Number: Understanding Your Credit Score
Buying a house is a much more complex process than buying clothes or paying for a meal at a restaurant. That probably comes as little surprise given the relative price difference. The cost of a new home is usually hundreds of thousands of dollars, not the kind of money that most people have on hand […]
Better Credit Scores Without Credit Cards
Building Credit Without Using Traditional Credit Cards Conventional wisdom tells young people just starting out in their financial lives to go out and get a credit card to build their credit scores. For many people, credit cards seem like the best way to create a financial foundation and qualify for an auto or mortgage loan […]
How Are Credit Scores Calculated?
What’s in a Three-Digit Number: Understanding Your Credit Score Buying a house is a much more complex process than buying clothes or paying for a meal at a restaurant. That probably comes as little surprise given the relative price difference. The cost of a new home is usually hundreds of thousands of dollars, not the […]
Understanding a Tradeline and How It Can Affect Your Credit Score
Your credit report is an essential part of your adult life. When you want to buy a car, get a mortgage loan, or even open a store credit card, the lenders are interested in your report. More specifically, they are interested in the tradelines that are on the report. Now, you may be asking yourself […]
Stimulus Payments and Your Credit Score
With so much uncertainty in the world, you may begin to wonder when non-essential businesses will start to operate again. Nobody really knows for sure if COVID-19 is going to have a second wave, and this is making many Americans uneasy. You might also have your own uncertainties you’re dealing with. Will you have a […]
