Keeping Credit Good For the Holidays After
The holidays are a time for joy and family. However, the prospect of purchasing gifts for your family, friends, neighbors, and coworkers is rightfully stress-inducing, especially for those struggling to improve their credit scores. Still, there is a way to tackle both things at the same time: buying presents for loved ones and keeping your […]
How to File a Credit Dispute
You should always make sure there are no errors in your credit report. Unfortunately, you may find errors or negative items on your credit report now and then, but you can go through the credit dispute process to get them removed. If you have negative items or errors on your report, here are some of […]
Aged Tradelines can Help with Credit
Trying to fix your business credit on your own can be a frustrating task. Good credit can take a while to build and only a few poor choices to destroy. Things like payment history on your business credit cards or the number of trade lines open can negatively impact your business credit profile, and for […]
Understanding When Your Credit Score Will Reflect Updated Credit Cards
Your credit score is the gateway to many essential resources in life. Applying for an apartment or mortgage? Whether you get it will likely hinge on your score. Looking to buy a new car? Financing rates will depend on your score. In need of a loan? You might not be approved if your score is […]
How Using Your Credit Card Impacts Your Credit Score
When you got your first credit card, well-meaning family members probably warned you to keep your credit utilization below 30%. You might have even been advised to use 10% as your threshold. This might not make sense when you clearly have access to all the money on your card. What’s the point of a $10,000 […]
8 Credit Score Myths vs. the Facts You’ll Need To Know
Your credit score can say a lot about your spending history, whether you can be counted on to make payments, and let lenders know that you have built solid credit over a long time. Myths about credit scores abound on the internet and in real life: How do you know what’s true and what’s not, […]
