Keep Watch Against Tradeline Myths
Good credit is essential for those who want the better things in life, such as a home or a new car. If you are one of many with less-than-stellar credit, you may still be able to buy these things, but at a higher price because you’ll have to pay a higher interest rate. For some […]
What Does a Derogatory Item on Your Credit Report Mean?
If your credit history is less than perfect, you’ve probably spent a lot of time researching how to repair it. During your research, you may have come across the term “derogatory item” in reference to your credit report. What exactly does this mean and how does it affect your credit score? In its simplest form, […]
Your Guide to Collection Accounts on Your Credit Report
Your credit profile is composed of both your credit report and your credit score. Lenders analyze your credit profile to determine your creditworthiness and to decide whether or not to lend money or extend a credit line to you. Your credit profile also helps determine what type of rates and terms you’ll receive if you […]
Ensuring Your Tradelines Post
While purchasing tradelines is an excellent way to give your credit score a boost, it is not without its risks, especially in the form of posting. Unfortunately, there is a chance that the tradeline you purchase will not post to your credit reports, which is why it is essential you work with brokers who carry […]
Common Credit Report Errors and How to Fix Them
According to the Federal Trade Commission, about 20% of people have at least one error on their credit report. Errors can lower your credit score and cost you money. If you’re trying to get a handle on your credit score, correcting errors on your report can help you get lower interest rates. Get Your Credit […]
Personal Tradelines Can Help With Business Credit
Starting your own business can be a dream come true. Unfortunately, many people become hindered due to their personal finances. They may not have the savings to fund the venture in full, and they have a poor credit score to get a good loan rate from a bank. The first step in building up your […]
