The Fascinating Story of How Our Credit Bureaus Came To Be
Three main credit bureaus prepare the credit reports of American citizens, residents and workers. However, what we know as credit bureaus today actually began as small organizations in the 1700s. The modern-day credit bureau model represents an improvement on the old way of credit reporting, which included unethical ways of collecting and sharing people’s personal […]
4 Techniques for Improving Your Credit Score Quickly
There are hacks for everything in life, including improving your credit score. If you are struggling to find the financing you need to purchase a home, car or other expensive item because of your low credit score, there is hope! At Coast Tradelines, we have the hacks you need to improve your credit score fast. […]
Using AU Tradelines to Boost Your Credit Score
If you’ve been trying to purchase a home or a new car, you may have hit a few speed bumps with your credit score. Your lender may be unwilling to loan you the money needed because your credit score is a bit too low. That low credit score is an indication that you’re at high […]
What’s the Difference Between Credit Scores and Credit Reports?
If you are new to the world of credit or to actively building a positive credit history, you might have lots of questions. One of the most common is the difference between a credit report and a credit score. Credit scores provide a quick snapshot of your credit history in the form of one, three-digit […]
The Truth About Credit Scoring Buckets
Your credit score is important. It determines whether you have access to loans and credit cards, so it is imperative your score remains as high as possible. When deciding if you are creditworthy, lenders will immediately examine your credit score. Your score is calculated using a variety of factors, and once it is calculated, you […]
What You Need To Know About the New FICO 10 Scoring Models
Just as you were finally getting a hang of the old scoring model, FICO brings a new one to the table. In fact, for the first time ever, the company responsible for creating the very first FICO scoring model introduced two new models: FICO 10 and FICO 10 T. If you’re wondering what the “T” […]
