Tradeline Selling: Is It Right for You, and Who Should You Partner With?

Selling tradelines has been described as a passive income generator, capable of producing $1,000 per hour. However, it is necessary to understand the realities of that description. You cannot spend eight hours per day assigning authorized users on your credit cards because that will get your accounts shut down. Therefore, the $1,000 per hour statement […]

Understanding the Key Differences Between a VantageScore and FICO Credit Score

In the sphere of creditworthiness, two credit scores reign supreme, the VantageScore and the FICO score, but while each offers similar indications on fiscal health, they are considerably different. VantageScore is a newer model, only coming onto the scene in 2003, but that does not inhibit the valuable insights that it can offer consumers and […]

Make It Your New Year’s Resolution To Improve Your Credit Score

The New Year is right around the corner. Millions of people around the world will ring in 2020 with commitments for the next 12 months. If your credit history could use a boost, then why not make a resolution to repair your credit score? It’s not easy, but it’s certainly a lot easier than most […]

The Holiday Season – How It Will Impact Your Credit Score

With the holidays coming up, your spending might also go up. The holidays are filled with exciting events, fantastic deals on all your favorite items and fun get togethers with the people you love most. Unfortunately they can also be filled with late payments, fraud, credit applications on a whim and high card balances. The […]

Reaching a Higher Credit Score to Get a Better Credit Card

Credit Score Screen

Credit cards can be your best friend or your worst enemy. They are great when you’re in a bind financially, but that bind can put you in another bind if you’re unable to pay back the balance on your card and it begins to accrue interest. It could have the snowball effect until you find […]

Improving Your Credit So You Can Get a Better Car Loan

mixed race woman enjoying new car

Your car takes you everywhere you need to go. What happens when it no longer runs and you need a new car? Can you qualify for a car loan with the credit you have? If not, there are some options to help you improve your credit score for a car loan. The following are some […]

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