Andy

How Do Individual and Overall Credit Utilization Ratios Differ?

Determining your credit score isn’t a very transparent process. Between the proprietary formulas and confusing jargon, it can get frustrating trying to determine the best ways to raise your score. To help you better understand your score, we’re going to discuss credit utilization (an essential part of your credit score), and breakdown the difference between overall and individual utilization.  The Definition of …

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