This is the process of changing a delinquency staus on a credit report. This can occur when a borrower and lender work out a new plan or repayment and the lender stops reporting the account as delinquent. They then re-age the account and have it show the account as current. This can help improve a person’s credit score. Re-aging can also be done illegally from collection agencies to try and get consumers to pay their debt.