Credit Scores Can Make or Break Your Life
Just like you must save for retirement and put away money from each paycheck, you should check your credit regularly. Credit scores are an essential component of your overall financial health and can significantly impact all aspects of your life. Whether or not you agree with the logic, having a high score demonstrates to lenders, […]
What Are Fragmented, Mixed or Duplicate Credit Files?
For the most part, credit bureaus do a decent job of ensuring they only have one credit report per person. However, sometimes there are often mixed credit files, duplicate credit files, and fragmented credit files. People tend to use the terms interchangeably but there are some differences. Knowing which one describes your specific credit file […]
Can I Use My Personal Credit Card To Pay for Business Costs?
As a business owner, you have probably heard the advice to keep your personal and business finances separate. This may make sense further down the line, but until you build the business, it may rely on your personal finances to survive. It may not even be eligible for business credit cards. So, is using your […]
What You Should Know About Credit Cards
When used responsibly, credit cards are one of the most important tools for financial stability. You can use credit cards to get cash back on everyday purchases or to score travel miles for a vacation. If your bills and paycheck don’t line up well, credit cards also help ensure you stay on top of payments. […]
Can You Add Too Many Tradelines?
Yes. When used correctly, purchased tradelines may boost your credit score. This is helpful when you’re right on the edge of being eligible for a needed loan. Naturally, people who are looking to make a significant impact on their credit score may think that if buying one tradeline is good, then buying several will be […]
How To See Your Credit Score for Free
The first step of improving your credit score is reviewing it to see how far you are from your final goal. Some companies may charge you for accessing your credit score. The good news is that we can learn how to see our credit score for free. There are many platforms that make this possible. […]
